Jena Abina (Inactive) added a comment - 17/May/19 08:39 AM Hello,   Please see page 2 of the WORKTERRA FLEX FAQ's sheet that states the following: What happens if I don’t claim all the money in my account?    According to the IRS guidelines, funds that are not claimed during the plan year are forfeited to the plan.  This is called the "use it or lose it" clause.  Funds are not transferable from one plan year to another and they are not available for other benefits.  The unused funds are retained by your plan sponsor and are often used to offset administrative costs of the plan.   I have also attached the SPD for City of Irvine. Please see section Q-13 that has the language regarding unused balances. What happens if I still have a balance in my Account at the end of the Plan Year? Any unused amounts left in your Account at the end of the Plan Year will be forfeited and returned to your employer to offset administrative expenses and future costs. Also, any un-cashed reimbursement checks will be forfeited if not cashed within 90 days of issue.   Let me know if you need anything else. Thank you!