Exception : Object reference not set to an instance of an object. App Error Log : - Employee ID : 4861 Action Name : SaveEnrollNowObject Model : System.Web.Mvc.HandleErrorInfo Controller : UserDetails Web Error Log : at WORKTERRA.BenAdmin.Areas.UserDetails.Models.TechPartner.TechPartnerTexasLife.SendXmlRpcRequestToTexasLife(String _XMLData) in c:\WT\branches\UiRefresh-LB\Web\Web Projects\BenAdmin\Areas\UserDetails\Models\TechPartner\TechPartnerTexasLife.cs:line 921 at WORKTERRA.BenAdmin.Areas.UserDetails.Models.TechPartner.TechPartnerTexasLife.WaiveBenfit() in c:\WT\branches\UiRefresh-LB\Web\Web Projects\BenAdmin\Areas\UserDetails\Models\TechPartner\TechPartnerTexasLife.cs:line 851 at WORKTERRA.BenAdmin.Areas.UserDetails.Controllers.UserDetailsController.SaveEnrollNowObject(EnrollNowSave EnrollNowSaveObj, EnrollNowSave[] EnrollNowSaveObjArray) in c:\WT\branches\UiRefresh-LB\Web\Web Projects\BenAdmin\Areas\UserDetails\Controllers\EnrollNow\EnrollNowController.cs:line 277 at lambda_method(Closure , ControllerBase , Object[] ) at System.Web.Mvc.ActionMethodDispatcher.Execute(ControllerBase controller, Object[] parameters) at System.Web.Mvc.ReflectedActionDescriptor.Execute(ControllerContext controllerContext, IDictionary`2 parameters) at System.Web.Mvc.ControllerActionInvoker.InvokeActionMethod(ControllerContext controllerContext, ActionDescriptor actionDescriptor, IDictionary`2 parameters) at System.Web.Mvc.Async.AsyncControllerActionInvoker.b__39(IAsyncResult asyncResult, ActionInvocation innerInvokeState) at System.Web.Mvc.Async.AsyncResultWrapper.WrappedAsyncResult`2.CallEndDelegate(IAsyncResult asyncResult) at System.Web.Mvc.Async.AsyncResultWrapper.WrappedAsyncResultBase`1.End() at System.Web.Mvc.Async.AsyncControllerActionInvoker.EndInvokeActionMethod(IAsyncResult asyncResult) at System.Web.Mvc.Async.AsyncControllerActionInvoker.AsyncInvocationWithFilters.b__3d() at System.Web.Mvc.Async.AsyncControllerActionInvoker.AsyncInvocationWithFilters.<>c__DisplayClass46.b__3f() at System.Web.Mvc.Async.AsyncControllerActionInvoker.AsyncInvocationWithFilters.<>c__DisplayClass46.b__3f() at System.Web.Mvc.Async.AsyncControllerActionInvoker.<>c__DisplayClass33.b__32(IAsyncResult asyncResult) at System.Web.Mvc.Async.AsyncResultWrapper.WrappedAsyncResult`1.CallEndDelegate(IAsyncResult asyncResult) at System.Web.Mvc.Async.AsyncResultWrapper.WrappedAsyncResultBase`1.End() at System.Web.Mvc.Async.AsyncControllerActionInvoker.EndInvokeActionMethodWithFilters(IAsyncResult asyncResult) at System.Web.Mvc.Async.AsyncControllerActionInvoker.<>c__DisplayClass21.<>c__DisplayClass2b.b__1c() at System.Web.Mvc.Async.AsyncControllerActionInvoker.<>c__DisplayClass21.b__1e(IAsyncResult asyncResult)