1] Login to the application on Stage environment .
2] Search a Company.
3] Navigate to Customizer>Rates.
4] Click on "Import" button the "Rate Import" window gets display.
5] Click on “Add New Rate” tab.
6] Select "Life” as a benefit template type.
7] Click on “Download File” button.
8] Template gets exported.
9] Observed the value for "Plan Costs Calculation Basis".

Actual Result:
Default value is displaying as "Specific Date Selection".
Expected Result:
Default value should be display as "Age or Years of service as of January 1 of current year".
Refer attached screenshot for more details.