Code map:
Company Name: ASML
Enrollment MOde QE
Employee ssn:222222221
user id:test.test4171
Password: Password@1
Steps to repro:
1]Employee login
2]Traves workflow
3]Beneficary page

refer to attached screenshots and below Error Log:

Exception : Object reference not set to an instance of an object.
App Error Log : -
Employee ID : 4171
Action Name : EmployeeBeneficiary
Model : System.Web.Mvc.HandleErrorInfo
Controller : UserDetails
Web Error Log : at WORKTERRA.BenAdmin.Areas.UserDetails.Models.EmployeeBeneficiaryModel.ValidatePlanBeneficiaryPercent() in c:\WT\branches\UiRefresh-LB\Web\Web Projects\BenAdmin\Areas\UserDetails\Models\EmployeeBeneficiary\EmployeeBeneficiaryModel.cs:line 290
at WORKTERRA.BenAdmin.Areas.UserDetails.Controllers.UserDetailsController.EmployeeBeneficiary(EmployeeBeneficiaryModel objEmployeeBeneficiaryModel) in c:\WT\branches\UiRefresh-LB\Web\Web Projects\BenAdmin\Areas\UserDetails\Controllers\EmployeeBeneficiary\EmployeeBeneficiaryController.cs:line 288
at lambda_method(Closure , ControllerBase , Object[] )
at System.Web.Mvc.ActionMethodDispatcher.Execute(ControllerBase controller, Object[] parameters)
at System.Web.Mvc.ReflectedActionDescriptor.Execute(ControllerContext controllerContext, IDictionary`2 parameters)
at System.Web.Mvc.ControllerActionInvoker.InvokeActionMethod(ControllerContext controllerContext, ActionDescriptor actionDescriptor, IDictionary`2 parameters)
at System.Web.Mvc.Async.AsyncControllerActionInvoker.b__39(IAsyncResult asyncResult, ActionInvocation innerInvokeState)
at System.Web.Mvc.Async.AsyncResultWrapper.WrappedAsyncResult`2.CallEndDelegate(IAsyncResult asyncResult)
at System.Web.Mvc.Async.AsyncResultWrapper.WrappedAsyncResultBase`1.End()
at System.Web.Mvc.Async.AsyncControllerActionInvoker.EndInvokeActionMethod(IAsyncResult asyncResult)
at System.Web.Mvc.Async.AsyncControllerActionInvoker.AsyncInvocationWithFilters.b__3d()
at System.Web.Mvc.Async.AsyncControllerActionInvoker.AsyncInvocationWithFilters.<>c_DisplayClass46.b_3f()
at System.Web.Mvc.Async.AsyncControllerActionInvoker.AsyncInvocationWithFilters.<>c_DisplayClass46.b_3f()
at System.Web.Mvc.Async.AsyncControllerActionInvoker.<>c_DisplayClass33.b_32(IAsyncResult asyncResult)
at System.Web.Mvc.Async.AsyncResultWrapper.WrappedAsyncResult`1.CallEndDelegate(IAsyncResult asyncResult)
at System.Web.Mvc.Async.AsyncResultWrapper.WrappedAsyncResultBase`1.End()
at System.Web.Mvc.Async.AsyncControllerActionInvoker.EndInvokeActionMethodWithFilters(IAsyncResult asyncResult)
at System.Web.Mvc.Async.AsyncControllerActionInvoker.<>c_DisplayClass21.<>cDisplayClass2b.b_1c()
at System.Web.Mvc.Async.AsyncControllerActionInvoker.<>c_DisplayClass21.b_1e(IAsyncResult asyncResult)