HSA Change Request #11 on log

Issue 2 - Gov't Max on when going down a tier (a.k.a. move to Monthly Max) - The site currently does the decrease tier gov't max breakdown by month based on completed month and I believe it should be based on the tier as of the 1st of each month (kinda like you First of Month or Coincident rule). Under the 7/4 transaction it was considering Jan-June as in E+F and July-Dec as in EE Only. However, since the change didn't happen until 7/4 July should still be counted as E+F and Aug-Dec in EE Only. Please verify this with your info from the IRS, but based on their worksheets they seem to use "as of 1st of month".